12 Best countries for American expats in 2026
The best country for an American expat depends on your priorities, including career opportunities, cost of living, healthcare, lifestyle, and ongoing US tax obligations. Rather than a definitive ranking, this list serves as a practical starting point. The right choice is shaped by factors such as your visa options, income, family circumstances, and long-term plans.
Because everyone’s situation is different, comparing these factors can help you choose the destination that best aligns with your personal and financial goals.
Last updated August 11, 2026
Written by: Clark Stott
In this article
Why do Americans move abroad?
Americans relocate overseas for a wide range of reasons. Some accept international job opportunities or remote work arrangements, while others move to join a spouse or partner, retire in a more affordable location, pursue higher education, or experience a different culture. Many are also attracted by a slower pace of life, easier access to travel, or the opportunity to stretch their retirement savings.
Whatever the reason, choosing the right destination means balancing lifestyle preferences with practical considerations such as visas, tax residency, healthcare access, and ongoing US tax obligations.
Which are the best countries for American expats?
The countries below consistently rank among the most popular destinations for Americans living abroad. The table compares the factors that matter most when choosing where to live, helping you narrow down the options before exploring each country in more detail.
|
Country |
Best for |
General cost of living |
Common US tax considerations |
|
Australia |
Families and professionals |
High |
Superannuation and Australian managed funds may require additional US tax reporting. |
|
Portugal |
Retirement and lifestyle |
Moderate |
Local investment products and pensions may have different US tax treatment. |
|
United Kingdom |
Career opportunities |
High |
ISAs, pensions, and some UK investment funds may require special US tax reporting. |
|
Netherlands |
Work-life balance |
High |
Dutch pensions and certain investment products may require additional reporting. |
|
Spain |
Lifestyle and retirement |
Moderate |
Spanish investment funds and pensions may have different US tax treatment. |
|
Singapore |
High-income professionals |
High |
US citizens generally remain subject to US tax filing even if local taxes are low. |
|
United Arab Emirates |
No UAE personal income tax |
High |
Tax-free income in the UAE does not eliminate US tax filing obligations. |
|
Switzerland |
High salaries |
High |
Pension arrangements and investments may require additional US reporting. |
|
Ireland |
English-speaking Europe |
High |
Irish investment funds are often treated differently for US tax purposes. |
|
Canada |
Familiar lifestyle |
High |
RRSPs, TFSAs, and Canadian investment funds require careful US tax planning. |
|
New Zealand |
Outdoor lifestyle |
High |
KiwiSaver and local investment products may have US tax implications. |
|
Denmark |
Quality of life |
High |
Danish pensions and investment accounts may require additional US reporting. |
Important: Cost of living is a general comparison and may vary by city and lifestyle.
The table gives a high-level comparison; here’s a closer look at what makes each country a popular choice for American expats, along with the US tax considerations before you relocate.
1. Australia
Pros:
- Competitive salaries across many skilled industries.
- High standard of healthcare, with public and private healthcare options available.
- English-speaking environment that makes relocation easier.
- Strong economy with established expat communities in major cities.
Things to consider:
- Housing costs are among the highest in Sydney and Melbourne.
2. Portugal
Pros:
- Lower living costs than many Western European countries, particularly outside Lisbon and Porto.
- Well-regarded public and private healthcare systems.
- Large English-speaking expat communities in many coastal and inland regions.
- Easy access to the rest of Europe for travel.
Things to consider:
- Housing costs have increased in recent years, especially in popular expat destinations.
- Learning basic Portuguese can make everyday life easier outside major cities.
3. United Kingdom
Pros:
- No language barrier for most Americans.
- Diverse career opportunities across multiple industries.
- Familiar legal and financial systems that can make relocation easier.
- Convenient travel throughout Europe.
Things to consider:
- London is one of the most expensive cities in Europe.
- The weather may not suit everyone, particularly during winter.
4. Netherlands
Pros:
- Strong job market, particularly in technology, engineering, and finance.
- Reliable public transport and excellent cycling infrastructure.
- High standard of healthcare and public services.
- English is widely spoken, especially in larger cities.
Things to consider:
- Finding housing can be difficult in major cities such as Amsterdam.
- The cost of living is relatively high compared with other European destinations.
5. Spain
Pros:
- High-quality public and private healthcare.
- Lower living costs than many Western European countries, particularly outside Madrid and Barcelona.
- Pleasant climate with diverse cities, coastal regions, and a slower pace of life.
Things to consider:
- Learning Spanish can make everyday life easier outside major tourist areas.
- Salaries are generally lower than in many other Western European countries.
6. Singapore
Pros:
- Strong job market with competitive salaries.
- Excellent healthcare, education, and public infrastructure.
- English is widely spoken, making it easier for Americans to settle in.
Things to consider:
- Housing costs are among the highest in Asia.
- Permanent residency can be difficult to obtain.
7. United Arab Emirates
Pros:
- No local personal income tax on employment income.
- Strong demand for skilled professionals across multiple industries.
- Modern infrastructure and a large international expat community.
Things to consider:
- The cost of living can be high, particularly in Dubai and Abu Dhabi.
- Residency options vary and may include employment, investment, family sponsorship, retirement, or other visa pathways, depending on your circumstances.
8. Switzerland
Pros:
- Some of the highest salaries in the world.
- Excellent healthcare and reliable public services.
- Safe cities with efficient public transport.
Things to consider:
- Living costs are among the highest on this list.
- Work permits can be competitive depending on your occupation and residency status.
9. Ireland
Pros:
- English-speaking environment with a familiar culture.
- Strong employment opportunities in multinational companies.
- Easy access to the rest of Europe.
Things to consider:
- Most Americans will need an appropriate employment permit or other immigration permission to work in Ireland.
- Housing shortages have increased rental costs in many areas.
- The cost of living can be high, particularly in Dublin.
10. Canada
Pros:
- Similar language, culture, and legal system to the US.
- Universal healthcare and high-quality public services.
- Strong job opportunities in industries such as healthcare, technology, and engineering.
Things to consider:
- Housing costs can be high in cities such as Toronto and Vancouver.
- Winters can be long and severe in many parts of the country.
11. New Zealand
Pros:
- Relaxed lifestyle with a strong focus on work-life balance.
- High-quality healthcare and education systems.
- Easy access to outdoor activities, including hiking, beaches, and national parks.
Things to consider:
- Salaries are generally lower than in Australia.
- Imported goods and everyday essentials can be relatively expensive.
12. Denmark
Pros:
- Excellent healthcare, education, and public services.
- Strong work-life balance supported by generous employee benefits.
- Safe cities and reliable public transport.
Things to consider:
- One of the highest costs of living in Europe.
- Learning Danish can be beneficial for career opportunities and daily life.
US citizens generally still need to file annual US tax returns, regardless of where they live. Moving abroad doesn’t usually end your US tax obligations.
Tip: The Foreign Earned Income Exclusion (FEIE) and the Foreign Tax Credit (FTC) may help reduce double taxation, but additional reporting requirements may still apply.
What should I do next?
Once you’ve shortlisted your preferred countries, use this checklist to compare your options and prepare for your move.
Quick checklist:
- Compare the cost of living in the cities you’re considering.
- Check which visa or residence route you qualify for.
- Research the local job market if you plan to work abroad.
- Review the healthcare system and available insurance options.
- Estimate your monthly housing and living expenses.
- Review your continuing US filing obligations, local tax residence, applicable treaty provisions, and any Social Security agreement.
- Understand any additional reporting requirements for foreign bank accounts, retirement plans, or investments.
- Create a relocation budget before making your final decision.
Frequently Asked Questions
Can I live abroad permanently as a US citizen?
Yes, provided you meet the immigration or residency requirements of your destination country. Each country has its own visa pathways, including work, retirement, investment, and permanent residency programs.
Living abroad permanently does not affect your US citizenship unless you voluntarily renounce or relinquish it. Depending on your circumstances, you may still have US tax filing and reporting obligations.
Which country is the easiest for an American to move to?
The easiest country is usually the one where you already qualify for a clear visa route through employment, family, retirement income, remote work, ancestry, or investment. Language and cultural familiarity may make settling in easier, but they do not make someone eligible to immigrate.
Which countries on this list have the lowest cost of living?
Portugal and Spain are generally among the more affordable destinations on this list. However, your actual living costs depend on the city you choose, your housing expenses, and your lifestyle. Living outside major metropolitan areas is often significantly less expensive.
Should I rent before buying a home overseas?
For most Americans, renting first is the safer option. It gives you time to understand the local property market, neighborhoods, and day-to-day living costs before making a long-term financial commitment. Buying property overseas may also have local tax implications and, depending on your circumstances, could affect your US tax reporting.
How much money should I save before moving abroad?
The amount varies depending on your destination and visa requirements. As a general rule, it’s worth budgeting for moving expenses, rental deposits, emergency savings, healthcare, and several months of living costs while you settle into your new country.
Should I speak with a US tax professional before moving overseas?
If you expect to work, invest, retire, or open financial accounts abroad, getting tax advice before you relocate can help you avoid unexpected reporting requirements. Planning is often easier than correcting tax issues after you’ve already moved.
Prefer to talk it through? Schedule your free callback today.
Clark Stott has been with Expat Tax Online since 2015. Being a dual national based in the UK, Clark has unique experience helping US citizens (and Accidental Americans) become tax compliant via the Streamlined Tax Amnesty program. Clark likes to help Americans in the UK keep their tax situations as simple as possible to avoid harsh IRS treatment.